Phone: 631-360-0003
  • No matter what type of loan you need, we're with you every step of the way.Why go to one lender when you can come to us and let us do the shopping for you.

    No matter what type of loan you need, we're with you every step of the way.
    Why go to one lender when you can come to us and let us do the shopping for you.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.We will find you the best rate and loan program that meets your individual needs.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    We will find you the best rate and loan program that meets your individual needs.

  • Let us be the stepping stone to the home of your dreams.We Specialize in Conventional, FHA, VA, Jumbo, and Reverse Mortgages.

    Let us be the stepping stone to the home of your dreams.
    We Specialize in Conventional, FHA, VA, Jumbo, and Reverse Mortgages.

  • REFINANCING is easy with our professionals' help.We walk you through the entire process making it stress free and easy.

    REFINANCING is easy with our professionals' help.
    We walk you through the entire process making it stress free and easy.

PRE-QUALIFY

See if you qualify for a new mortgage before you apply. Fill out this quick and secure form to Pre-Qualify

APPLY NOW

Fill out this quick and secure form and one of our consultants will contact you shortly.

ONLINE FORMS

Access to online forms such as the 1003 PDF Application and the Borrower Authorization Form.


Best Rate Capital, Inc. BBB Business ReviewWhy go to a lender to get a quote.  As a Mortgage Broker we do the shopping for you to get you the best deal tailored to your individual needs.
We specialize in Conventional, FHA, VA, Jumbo, and Reverse Mortgages.

BRC is a family owned and operated Mortgage Company serving our New York community with a personal touch.  We provide extremely competitive rates with low closing costs.  We make your mortgage transaction smooth, and worry free.  We work mostly by referrals from members of our community. 

We have 20+ years of extensive Mortgage and Real Estate Experience.  We help families move with home purchase mortgages and assist with home loan refinancing.  

Our Mission at BRC is to get you the best Mortgage to purchase a new home or refinance your existing mortgage that is the best choice for you and your family.   

Quality loan products and outstanding customer service with a personal touch is guaranteed. "Under-promise and Over-Deliver" has been a key to our success.  See how our success can become yours!

Looking for a No Income or Stated Income Loan?We have the next best thing.  Ask us about our "Limited Doc" products. We have programs that verify income via 12 - 24 month bank statements, Verifications of Employment or CPA letters with Current Profit and Loss Statements!

Limited doc programs are geared towards borrowers with good credit and assets. 

Recent Articles

Jun
29
2022
What’s the difference between private mortgage insurance and mortgage insurance premium?
If you are one of those buyers who can’t afford to pay a sizeable down payment, don’t give up on homeownership just yet. Mortgage insurance is a tool that can help you achieve homeownership despite the lack of funds for a down. When you pay for mortgage insurance as part of your...
Jun
23
2022
Is It Possible to Buy a Condo with a VA Loan?
Did you know you could purchase a condo unit with a VA home loan? VA loans are a great home financing option since they don’t require a down payment and have lower interest rates than other mortgage products. So if you qualify for a VA home loan, purchasing a condo would be a fantastic...
Jun
16
2022
Buying Mortgage Points: Is It Worth It?
Buying mortgage points is a way to secure a lower interest rate during the home buying process. It can save you several thousands of dollars in interest over the life of the loan and lower your monthly mortgage payment. Check out this nifty guide to learn how they’re calculated so you...
Jun
09
2022
Things to Consider When Deciding to Rent or Buy Your First Home
Are you considering whether you should purchase your first home or rent? There are several things to think about when deciding if you want to buy or rent.  We’ve listed down things you should know so that you can settle the rent or buy debate in your situation. Put Your Future...