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Best Rate Capital, Inc. BBB Business Review

BRC is a family owned and operated Mortgage Company serving our community with a personal touch.  We provide extremely competitive rates with low closing costs.  We make your mortgage transaction smooth, and worry free.  We work mostly by referrals from members of our community.


We have 20+ years of extensive Mortgage and Real Estate Experience.  We help families move with home purchase mortgages and assist with home loan refinancing.


Our Mission at BRC is to get you the best Mortgage to purchase a new home or refinance your existing mortgage that is the best choice for you and your family.  


Quality loan products and outstanding customer service with a personal touch is guaranteed. "Under-promise and Over-Deliver" has been a key to our success.  See how our success can become yours!

Looking for a No Income or Stated Income Loan?We have the next best thing.  Ask us about our "Limited Doc" products. We have programs that verify income via 12 - 24 month bank statements, Verifications of Employment or CPA letters with Current Profit and Loss Statements!

Limited doc programs are geared towards borrowers with good credit and assets.


Long Island, NY Home Mortgages


If you need a mortgage loan in Long Island, we can assist you by providing you with top-notch service, no matter what kind of New York mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make, and it is important that you have an experienced advisor to help you every step of the way. Contact one of our home loan experts, and we'll show you how simple it is to obtain a mortgage loan in Hemstead, North Hemstead, Oyster Bay, Glen Cove or Long Beach that you need.


Long Island, NY Mortgage Refinance


Refinancing your mortgage in Long Island is easy when you have the advantage of an experienced mortgage lender on your side. We'll make sure that when you are ready to refinance your mortgage loan, you're getting the best mortgage rate, and the best deal possible for your needs. Your situation and your mortgage loan are unique to you, so you need a lender that is capable of understanding your unique individual needs. So whether you're in Hemstead, North Hemstead, Oyster Bay, Glen Cove or Long Beach we can help you get the mortgage refinance that you need, so don't hesitate to get in touch.


We make it EASY to get started. Please click on the button "Apply Online" above and complete the brief form, and we will be glad to help you with all your New York Mortgage needs!

Recent Articles

Simple Ways to Lower Closing Costs
Closing costs are the fees you pay at the closing of your home loan. The amount will vary and includes a combination of appraisal, inspection, title, and administrative costs such as those from your loan officer or broker. When you apply for a loan, you'll want to ask about the closing costs....
What You Need To Know About Missed Mortgage Payments
Struggling with finances is hard enough, but when you also fall behind on your mortgage payments, the stress multiplies. Going into foreclosure is the consequence of defaulting on your home, but it doesn't have to happen to you! We understand that your house is more than just a roof over...
Which is Better: Loan Modification or Refinance?
A loan modification is different from a refinance. Loan modifications work by changing the terms of your original loan. These changes can be temporary or permanent, depending on the type of modification. A refinance, on the other hand, is a new loan with all new terms. It would take the place...
The Facts About Refinancing Into A New 30-Year Loan Term
Is refinancing your 30-year mortgage a good idea?  That's the question we've been getting lately. It's no wonder! Current mortgage rates are excellent, making homeowners take a second look at their existing home loans.  If refinancing your 30-year mortgage to lower your...

Best Rate Capital Inc.
975 W. Jericho Turnpike suite 3
Smithtown, New York 11787
Phone: (631) 360-0003
Fax: (631) 574-3139