Phone: 631-360-0003
  • No matter what type of loan you need, we're with you every step of the way.Why go to one lender when you can come to us and let us do the shopping for you.

    No matter what type of loan you need, we're with you every step of the way.
    Why go to one lender when you can come to us and let us do the shopping for you.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.We will find you the best rate and loan program that meets your individual needs.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    We will find you the best rate and loan program that meets your individual needs.

  • Let us be the stepping stone to the home of your dreams.We Specialize in Conventional, FHA, VA, Jumbo, and Reverse Mortgages.

    Let us be the stepping stone to the home of your dreams.
    We Specialize in Conventional, FHA, VA, Jumbo, and Reverse Mortgages.

  • REFINANCING is easy with our professionals' help.We walk you through the entire process making it stress free and easy.

    REFINANCING is easy with our professionals' help.
    We walk you through the entire process making it stress free and easy.

PRE-QUALIFY

See if you qualify for a new mortgage before you apply. Fill out this quick and secure form to Pre-Qualify

APPLY NOW

Fill out this quick and secure form and one of our consultants will contact you shortly.

ONLINE FORMS

Access to online forms such as the 1003 PDF Application and the Borrower Authorization Form.


Best Rate Capital, Inc. BBB Business ReviewWhy go to a lender to get a quote.  As a Mortgage Broker we do the shopping for you to get you the best deal tailored to your individual needs.
We specialize in Conventional, FHA, VA, Jumbo, and Reverse Mortgages.

BRC is a family owned and operated Mortgage Company serving our New York and Florida communities with a personal touch.  We provide extremely competitive rates with low closing costs.  We make your mortgage transaction smooth, and worry free.  We work mostly by referrals from members of our community. 

We have 20+ years of extensive Mortgage and Real Estate Experience.  We help families move with home purchase mortgages and assist with home loan refinancing.  

Our Mission at BRC is to get you the best Mortgage to purchase a new home or refinance your existing mortgage that is the best choice for you and your family.   

Quality loan products and outstanding customer service with a personal touch is guaranteed. "Under-promise and Over-Deliver" has been a key to our success.  See how our success can become yours!

Looking for a No Income or Stated Income Loan?We have the next best thing.  Ask us about our "Limited Doc" products. We have programs that verify income via 12 - 24 month bank statements, Verifications of Employment or CPA letters with Current Profit and Loss Statements!

Limited doc programs are geared towards borrowers with good credit and assets. 

Recent Articles

May
24
2023
House Hunting: Finding the Perfect Price Tag for Your Dream Home
Figuring out how much to spend on a house is like trying to find the perfect porridge temperature, except instead of three bowls, you have a sea of houses to choose from. But no need to fret! As your local mortgage professional, we can guide you through the quest for homeownership. So let's get...
May
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Does Pre-Approval Really Matter in Home Shopping? The Answer May Surprise You
If you're in the market to buy a home this spring, you might be facing some challenges. With limited homes available and higher mortgage rates, it's crucial to have a clear understanding of your homebuying budget. Being determined and acting swiftly when making an offer is also key. One way...
May
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7 Surprising Things You Can Negotiate With Home Sellers to Get the Home You Deserve
When it comes to tipping the scales in your favor in homebuying, negotiating the asking price is often the first item on the list. But did you know that there are other things you can negotiate with the seller for your benefit? What's even better is that these items can often be negotiated...
May
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Buying a Home Rather Than Renting Still Makes Sense and Here's Why
Deciding whether to rent or buy a home this year? Rental affordability has been challenging for years, and it isn't changing any time soon. That's why many are considering the advantages of purchasing property despite the higher rates. According to data recently released by Realtor...