Phone: 631-360-0003
  • 			    No matter what type of loan you need, we're with you every step of the way.Why go to one lender when you can come to us and let us do the shopping for you.

    No matter what type of loan you need, we're with you every step of the way.
    Why go to one lender when you can come to us and let us do the shopping for you.

  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.We will find you the best rate and loan program that meets your individual needs.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    We will find you the best rate and loan program that meets your individual needs.

  • 			    Let us be the stepping stone to the home of your dreams.We Specialize in Conventional, FHA, VA, Jumbo, and Reverse Mortgages.

    Let us be the stepping stone to the home of your dreams.
    We Specialize in Conventional, FHA, VA, Jumbo, and Reverse Mortgages.

  • 			    REFINANCING is easy with our professionals' help.We walk you through the entire process making it stress free and easy.

    REFINANCING is easy with our professionals' help.
    We walk you through the entire process making it stress free and easy.

PRE-QUALIFY

See if you qualify for a new mortgage before you apply. Fill out this quick and secure form to Pre-Qualify

APPLY NOW

Fill out this quick and secure form and one of our consultants will contact you shortly.

ONLINE FORMS

Access to online forms such as the 1003 PDF Application and the Borrower Authorization Form.


Best Rate Capital, Inc. BBB Business ReviewWhy go to a lender to get a quote.  As a Mortgage Broker we do the shopping for you to get you the best deal tailored to your individual needs.
We specialize in Conventional, FHA, VA, Jumbo, and Reverse Mortgages.

BRC is a family owned and operated Mortgage Company serving our New York community with a personal touch.  We provide extremely competitive rates with low closing costs.  We make your mortgage transaction smooth, and worry free.  We work mostly by referrals from members of our community. 

We have 20+ years of extensive Mortgage and Real Estate Experience.  We help families move with home purchase mortgages and assist with home loan refinancing.  

Our Mission at BRC is to get you the best Mortgage to purchase a new home or refinance your existing mortgage that is the best choice for you and your family.   

Quality loan products and outstanding customer service with a personal touch is guaranteed. "Under-promise and Over-Deliver" has been a key to our success.  See how our success can become yours!

Looking for a No Income or Stated Income Loan?We have the next best thing.  Ask us about our "Limited Doc" products. We have programs that verify income via 12 - 24 month bank statements, Verifications of Employment or CPA letters with Current Profit and Loss Statements!

Limited doc programs are geared towards borrowers with good credit and assets. 

Recent Articles

Jun
12
2019
It Might Be Better To Skip The Starter Home --Here's Why
The typical advice for first time home buyers is to purchase a starter home --that is, the home that's one step away from their larger "forever" home. But is that always the best route to go? With just about 45 million millennials entering the real estate buying age, that's something that's...
Jun
05
2019
The Exciting Possibilities of a VA Cash-Out Refi
If you’re a veteran, you have several options for refinancing --ones that work differently than a streamline refi. With a VA cash-out refi, veterans like you can take out some of the equity and use it however you want. Just like any other big financial decision, you'll want to...
May
29
2019
In the News: Feds Target No-Money-Down Home Loan Programs
Although no specific changes have gone into effect, the U.S. Department of Housing and Urban Development is asking national groups to hold off on lending down payments to FHA home buyers. The reason? Feds say that buyers who don't supply their down payment are at higher risk of defaulting...
May
22
2019
Here's Why Your Home Equity is Your Most Valuable Asset
A simple way to understand what home equity is is to think of it as the portion of your home that you truly own, that is, the value of your home not included in your current home loan. Home equity is what makes homeownership such a great investment. The opportunity to increase equity can be quite...