See if you qualify for a new mortgage before you apply. Fill out this quick and secure form to Pre-Qualify
Why go to a lender to get a quote. As a Mortgage Broker we do the shopping for you to get you the best deal tailored to your individual needs.
We specialize in Conventional, FHA, VA, Jumbo, and Reverse Mortgages.
BRC is a family owned and operated Mortgage Company serving our New York community with a personal touch. We provide extremely competitive rates with low closing costs. We make your mortgage transaction smooth, and worry free. We work mostly by referrals from members of our community.
We have 20+ years of extensive Mortgage and Real Estate Experience. We help families move with home purchase mortgages and assist with home loan refinancing.
Our Mission at BRC is to get you the best Mortgage to purchase a new home or refinance your existing mortgage that is the best choice for you and your family.
Quality loan products and outstanding customer service with a personal touch is guaranteed. "Under-promise and Over-Deliver" has been a key to our success. See how our success can become yours!
Looking for a No Income or Stated Income Loan?We have the next best thing. Ask us about our "Limited Doc" products. We have programs that verify income via 12 - 24 month bank statements, Verifications of Employment or CPA letters with Current Profit and Loss Statements!
Limited doc programs are geared towards borrowers with good credit and assets.
A title company's role is to verify that the current owner can legally transfer ownership to the home buyer --essentially, making sure the seller has the right to sell the property. In this blog, we'll go over how a title company determines legal ownership and the process of transferring...
A second mortgage (sometimes just called a "second") is when you take out a home loan against a property that already has a mortgage on it. When you get a second mortgage, you use your home as collateral to gain access to cash locked up in the value of your home. You can use this money to...
An escrow account is for making payments toward your real estate fees like taxes and insurance. It helps make these fees more manageable through monthly installments rather than paying a large lump sum when these bills are due. There’s typically a minimum balance that must be...
Curious about buying a foreclosed home? Here's what you need to know to get started. What's A Foreclosure? When a homeowner can't keep up with their mortgage payments, they often have no other choice but to give up the property to the lender. These properties are called...