Phone: 631-360-0003

About Us

Our incredible team consists of

Nathan Baram President and MLO NMLS# 17296

Vanessa Joaquin MLO NMLS# 453098

Francisco Cruz MLO NMLS# 1301373

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.


BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest.


Nathan worked in upper management and consulted for some notable companies such as Delta Funding Corp, Global Home Loans and Finance, Concord Mortgage, eHome Credit, and others. With his vast experience in running and helping these companies, starting his own was a natural progression. His multifaceted working experience and knowledge of the mortgage industry positions BRC at the forefront of the mortgage industry.


We have high standards for BRC. We require honesty, integrity, product knowledge, individual approach and customer service. Under Promise and Over Deliver is the principal we've lived by for years and is what has made us successful.